Terms and conditions

Effective October 20, 2026 · Initial operator-review edition

Africa Credit provides financial education, request tracking and partner discovery. It is an independent service and is not affiliated with Credit Karma, Experian or their partners. You must be at least 18 and legally eligible to use the services in your location. Keep credentials private and provide accurate information. Do not impersonate another person, misuse financial data or attempt unauthorized access.

Official reports, scores, identity checks, credit building, freezes, banking, insurance, cash advances and tax filing require separately authorized providers, eligibility checks and applicable consent. Submitting a request is not a completed provider action. Scores differ by source, model and date. No score improvement, loan approval, investment return or tax outcome is guaranteed.

Partner offers are governed by partner terms. Published APRs, fees and eligibility should be checked directly with the provider. Affiliate compensation, if applicable, must be disclosed with the offer. No paid membership or charge is enabled in this initial release.

Calculators are estimates and do not constitute personalized financial, legal or tax advice. Platform content and original artwork belong to Africa Credit or their respective licensors. Do not copy protected material without authorization. Third-party marks remain their owners’ property.

You may submit account, privacy, complaint and support requests in your portal. We may restrict accounts for abuse and retain necessary security, consent and audit records. Statutory consumer rights remain unaffected. The operator must publish its legal entity, contact address, service territory and applicable jurisdiction before live regulated services are enabled. This initial policy requires operator review before public commercial launch.